Effective Date: July 24, 2026
Eligibility
QwikPe is offered to registered lenders, banks, NBFCs, fintech partners, and authorized corporate representatives who meet onboarding and KYC requirements.
Service access
Access is granted only after successful onboarding, KYC verification, and acceptance of these terms. Use the platform only for lawful mandate and collection activities.
Account security
Protect your credentials, API keys, and account access. Any activity under your account is your responsibility, and you must notify us immediately of unauthorized access.
Use restrictions
Do not use QwikPe for prohibited transactions, unauthorized collections, or any activities that violate regulatory requirements or NPCI rules.
Intellectual property
QwikPe, its software, content, and documentation remain the property of Artcode Private Limited. Reverse engineering, copying, or unauthorized use is prohibited.
Refunds and termination
We may suspend or terminate access for violations of these terms. Termination follows the refund and cancellation policy, but does not guarantee refunds.
Liability
We are not liable for indirect losses from bank outages, NPCI delays, force majeure, or third-party service failures. Direct liability is limited as allowed by law.
Governing law
These terms are governed by Indian law and subject to the jurisdiction of courts in Pune.